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Free Denial Interpreter

Paste your denial letter.
Get the real reason.

Insurance denial letters are intentionally complex to discourage appeals. We decode them into plain language so you know exactly why you were denied — and what to do next.

200M+
Claims denied yearly in the US
~70%
Denials overturned on appeal
< 1%
People who actually appeal

How It Works

Architected with professionals who have experience at major insurance companies. Every denial pattern is mapped.

Step 01 — Paste Your Denial Letter
Step 01: Paste Your Denial Letter
Step 02: AI Decodes the Jargon
Step 03: Get Your Plain-English Summary
Step 04: Generate a Formal Appeal
Step 01
Step 01: Paste Your Denial Letter
Step 01

Paste Your Denial Letter

Copy and paste the denial letter from your insurance company. Our system accepts any format — full letters, EOBs, or even partial excerpts. You can also upload a PDF or DOCX file directly.

Step 02
Step 02: AI Decodes the Jargon
Step 02

AI Decodes the Jargon

Our AI, trained on thousands of denial patterns, strips away the legal jargon and identifies the exact reason your claim was denied. It cross-references policy codes and medical billing standards automatically.

Step 03
Step 03: Get Your Plain-English Summary
Step 03

Get Your Plain-English Summary

Receive a clear, concise explanation of why your claim was denied and what medical or policy codes triggered the rejection. No more guessing what your insurer is actually saying.

Step 04
Step 04: Generate a Formal Appeal
Step 04

Generate a Formal Appeal

Upgrade to generate a professional appeal letter crafted specifically for your denial — addressing the exact cited reasons, referencing medical guidelines, and formatted ready to send.

Why trust us

Built on real denial data from the insurance industry

Insurance companies intentionally use complex language to reduce appeals. Studies show roughly half of all denied claims are overturned when appealed — yet fewer than 1 in 100 people ever file an appeal. We're here to change that.

Frequently Asked Questions

Everything you need to know about DenialDecoded.

You paste your insurance denial letter into our system, and our AI analyzes the language, identifies denial codes, and translates everything into plain English. It highlights the specific reason your claim was denied and what policy provisions were cited.
Yes, the basic denial interpretation is completely free with no account required. You can paste any denial letter and get a plain-language explanation of why your claim was denied. The appeal letter generation is a paid feature ($10) that requires an account.
For $10, our AI generates a professional, customized appeal letter based on your specific denial. The letter addresses the exact reasons cited in your denial, references relevant medical guidelines, and is formatted ready to send to your insurance company.
Our system is built on analysis of thousands of real denial letters and trained to recognize common insurance denial patterns, policy language, and medical coding references. While highly accurate for interpretation, we always recommend consulting with a healthcare advocate or attorney for complex cases.
Absolutely. We do not store your denial letters after processing. Your data is encrypted in transit and is never shared with third parties. If you create an account, your appeal letters are stored securely in your private dashboard.
DenialDecoded is an informational tool, not a legal service. We help you understand your denial and generate appeal letters, but for complex cases involving large amounts or repeated denials, we recommend consulting with a healthcare attorney or patient advocate.

Stop accepting
unfair denials

Your insurance company counts on you giving up.
We make sure you don't.

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70%
Denials Overturned
<1%
People Appeal
∞
Denials Decoded

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